Earn free months of SMS budgeting

Share the easiest
budgeting SMS app
and get rewarded

Love tracking expenses by text? Invite friends to BudgeFlow — the smartest SMS budgeting app — and earn a free month for every friend who subscribes. No cap on how much credit you can rack up.

How the referral program works

Three steps to earn free SMS budgeting credits.

Step 01

Share your link

Copy your unique referral link from your BudgeFlow dashboard and send it to friends who want to try SMS budgeting.

Step 02

They sign up & subscribe

Your friend creates an account, starts their 14-day free trial, and converts to a paid plan.

Step 03

You earn a free month

After they complete 2 successful payments, you get a credit equal to one month of their plan. Automatic. No forms.

Why friends love SMS budgeting

BudgeFlow turns any text message into a tracked expense. No app to download, no forms to fill — just text and go. It is the fastest way to budget by text on any phone.

  • Log expenses in under 5 seconds by SMS
  • AI auto-categorizes every transaction
  • Real-time budgets, envelopes & alerts
  • Works on any phone — even basic feature phones
  • Shared workspaces for families and teams
You
Chase 42.10 #Meals
✓ Logged $42.10 to Meals · Budget 62% used
BudgeFlow Bot
🎉 You earned a free month! +$10.99 credit applied.

Program details

Fair, transparent, and built to reward genuine recommendations.

Reward
1 free month per qualified referral
Qualification
Friend pays for 2 months
Credit type
Stripe balance (auto-applied)
Payout as cash?
No — credit only
30-day cap
10 granted referrals max
Abuse protection
Self-referrals blocked

Frequently asked questions

Everything you need to know about the BudgeFlow referral program.

The BudgeFlow referral program lets you share your unique referral link with friends who want to start SMS budgeting. When they sign up and make two successful payments, you earn a credit equal to one month of their plan — applied automatically to your next invoice.

Start earning free months of SMS budgeting

Create your BudgeFlow account, grab your referral link, and share the best budgeting SMS app with friends.

Get Started — 14 Days Free

No charge for 14 days · Cancel anytime

Your referral link will look like:
https://budgeflow.com/signup?ref=YOURCODE