BudgeFlow Terms

Acceptance of Terms

By creating an account or using BudgeFlow, you agree to comply with these Terms, the Privacy Policy, and any rules posted in the app. You must have the authority to bind your organization, and we may suspend or terminate access for violations.

Service Description

BudgeFlow provides web and SMS-based expense tracking. We may send onboarding, verification, or budget alerts via SMS. Charges for paid features are described on the pricing page and billed through the plan you select at signup.

User Obligations

You are responsible for keeping login credentials secure, providing accurate contact data, and ensuring messages you send through BudgeFlow comply with applicable laws. Do not use the service for illegal or harassing communications.

If you transmit SMS through BudgeFlow, you must honor opt-out requests, message frequency expectations, and any campaign keywords we require in order to stay registered with carriers.

Modifications and Termination

We may update these Terms at any time. Continued use after changes means acceptance. We may also modify, suspend, or discontinue features with notice posted on our site or by email.

SMS and TCR Registration

BudgeFlow is registered with The Campaign Registry (TCR) for A2P 10DLC messaging to comply with U.S. carrier rules. When you submit a mobile number, you consent to receive messages related to onboarding, authentication, budgeting, and SMS automation. Standard carrier and data rates may apply.

You can opt out by replying “STOP” to any message or by updating your profile preferences. We will respect opt-outs within 24 hours and will not send you marketing SMS once you have opted out, except for account-related notices that are legally required.

BudgeFlow campaigns are subject to the CTIA Messaging Principles and A2P 10DLC guidelines. We reserve the right to pause messaging for any number that is used in violation of those rules.